Tiny Home Loans by State

The APR ranges on these pages are estimates, not lender quotes. Each week we pull the federal funds effective rate from FRED (Federal Reserve Bank of St. Louis), derive the prime rate (fed funds + 3%), and apply the historical spreads each loan type and credit tier has typically carried over prime. The refresh runs automatically every Monday; the date shown above is the last successful update.

Actual offers depend on your credit profile, income, the specific home, and each lender's current pricing — always confirm rates and terms directly with the lender before making decisions. Lenders named on these pages are listed because they offer relevant products, not because of any relationship with TinyHomeList; see our affiliate disclosure.